🏦 Loan Calculator

Format:

Loan Details

Monthly EMI
Total Interest
Total Payment
Payoff Date
💸 Prepayment Simulator
🔄 Loan Restructuring

Change the rate or goal at a specific month — recalculates the remaining schedule.

📈 Step-Up EMI
🎯 Early Closure Planner

Set a target date or number of years, and see exactly what it takes to close your loan early — with net savings after all fees.

Overrides years if filled
💰 Fee Configuration
On lump-sum payments
On original loan amount
💡 Early Closure Suggestions
Amortization Schedule
Yearly Summary
# Date EMI Principal Interest Prepayment Balance

Interest vs Principal (Yearly)

Outstanding Balance Over Time

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