Privacy Policy

1. Introduction

Welcome to FinCalcHQ ("we", "our", or "us"). We are committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard information when you visit https://fincalchq.com.

By using our website, you agree to the collection and use of information in accordance with this policy.

2. Information We Collect

We do not collect any personally identifiable information (PII) directly. However, the following data may be collected automatically:

• Browser type and version
• Pages visited and time spent on pages
• Referring website or source
• Device type (desktop, mobile, tablet)
• General geographic location (country/city level)
• IP address (anonymized)

All calculator inputs you enter (loan amounts, interest rates, etc.) are processed entirely in your browser and are never sent to our servers.

3. Cookies

We use cookies and similar tracking technologies to improve your experience. Cookies used include:

• Analytics cookies — to understand how visitors interact with our site (via Google Analytics)
• Advertising cookies — to serve relevant ads (via Google AdSense)

You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, some features of the site may not function properly without cookies.

4. Google AdSense & Advertising

We use Google AdSense to display advertisements on our website. Google AdSense uses cookies to serve ads based on your prior visits to our website or other websites on the internet.

Google's use of advertising cookies enables it and its partners to serve ads based on your visit to our site and/or other sites on the internet. You may opt out of personalized advertising by visiting Google Ads Settings.

For more information on how Google uses data, visit: How Google uses data when you use our partners' sites or apps.

5. Google Analytics

We use Google Analytics to analyze website traffic and improve our services. Google Analytics collects data such as how often users visit the site, what pages they visit, and what other sites they visited prior to coming to our site. We use this information to improve FinCalcHQ.

Google Analytics collects only the IP address assigned to you on the date you visit this site, not your name or other identifying information. We do not combine the information collected through Google Analytics with personally identifiable information.

6. Third-Party Services

Our website uses the following third-party services whose privacy policies govern their use of data:

• Google Privacy Policy (Analytics & AdSense)
• Cloudflare Privacy Policy (Hosting & CDN)

7. Data Retention

We do not store any personal data on our servers. Any analytics data collected is retained as per Google Analytics' standard retention policies (26 months by default).

8. Children's Privacy

FinCalcHQ does not knowingly collect personal information from children under the age of 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us and we will delete such information.

9. Your Rights

Depending on your location, you may have the following rights regarding your data:

• Right to access the data we hold about you
• Right to request deletion of your data
• Right to opt out of personalized advertising
• Right to lodge a complaint with a supervisory authority

10. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page with an updated date. We encourage you to review this Privacy Policy periodically.

11. Contact Us

If you have any questions about this Privacy Policy, please contact us at:

• Website: https://fincalchq.com
• Email: privacy@fincalchq.com