/* ── shared.css — FinCalcHQ shared styles ── */
:root {
  --primary:#1e6aff; --primary-dark:#1352cc;
  --success:#16a34a; --warning:#d97706; --danger:#dc2626;
  --bg:#F9FAFB; --card:#ffffff; --card2:#f8fafc; --border:#e2e8f0;
  --text:#1e293b; --muted:#64748b; --accent:#eff6ff; --prose:#475569;
  --navy:#07152B; --navy2:#0d1e35; --blue-glow:rgba(30,106,255,0.15);
}
*{box-sizing:border-box;margin:0;padding:0;}
html{overflow-x:hidden;}
body{font-family:-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;background:var(--bg);color:var(--text);font-size:14px;overflow-x:hidden;}
img,video,iframe{max-width:100%;}
.table-wrap{overflow-x:auto;width:100%;margin-top:16px;max-height:360px;overflow-y:auto;border:1px solid var(--border);border-radius:10px;}

/* ── Unified nav (sitenavbar) — navy blue ── */
.sitenavbar{background:#1e3a8a;border-bottom:none;position:sticky;top:0;z-index:100;box-shadow:0 2px 8px rgba(0,0,0,0.2);width:100%;overflow-x:hidden;}
.sitenavbar-inner{max-width:1100px;margin:0 auto;display:flex;align-items:center;padding:0 12px;flex-wrap:nowrap;}
.sitenav-logo{display:flex;align-items:center;text-decoration:none;padding:4px 12px 4px 4px;white-space:nowrap;flex-shrink:0;border-right:1px solid rgba(255,255,255,0.2);margin-right:4px;}
.sitenav-logo img{height:34px;width:auto;display:block;border-radius:6px;}
.sitenav-links{display:flex;align-items:center;flex:1;flex-wrap:nowrap;overflow:hidden;min-width:0;}
.sitenav-link{display:flex;align-items:center;gap:2px;padding:5px 6px;font-size:11px;font-weight:500;color:rgba(255,255,255,0.78);text-decoration:none;border-radius:7px;white-space:nowrap;transition:all 0.15s;position:relative;}
.sitenav-link:hover{color:#fff;background:rgba(255,255,255,0.12);}
.sitenav-link.active{color:#1e3a8a;font-weight:700;background:#ffffff;border-radius:7px;}
.nav-hamburger{display:none;flex-direction:column;gap:5px;cursor:pointer;padding:10px;border:none;background:none;margin-left:auto;}
.nav-hamburger span{display:block;width:22px;height:2px;background:rgba(255,255,255,0.9);border-radius:2px;}
.nav-drawer{display:none;position:fixed;top:0;left:0;right:0;bottom:0;z-index:200;}
.nav-drawer-bg{position:absolute;inset:0;background:rgba(0,0,0,0.45);}
.nav-drawer-panel{position:absolute;top:0;left:0;bottom:0;width:75%;max-width:280px;background:#fff;box-shadow:4px 0 20px rgba(0,0,0,0.2);overflow-y:auto;padding:20px 0;}
.nav-drawer-logo{display:block;padding:0 20px 16px;border-bottom:1px solid var(--border);margin-bottom:8px;}
.nav-drawer-logo img{height:44px;width:auto;display:block;}
.nav-drawer-link{display:flex;align-items:center;gap:10px;padding:12px 20px;font-size:14px;font-weight:500;color:var(--text);text-decoration:none;border-left:3px solid transparent;transition:all 0.15s;}
.nav-drawer-link:hover{background:var(--accent);color:var(--primary);}
.nav-drawer-link.active{color:var(--primary);font-weight:600;background:var(--accent);border-left-color:var(--primary);}
.nav-drawer.open{display:block;}
.nav-chips{display:none;overflow-x:auto;overflow-y:hidden;padding:6px 12px 8px;gap:6px;scrollbar-width:none;border-top:1px solid rgba(255,255,255,0.1);background:#172554;flex-wrap:nowrap;white-space:nowrap;}
.nav-chips::-webkit-scrollbar{display:none;}
.nav-chip{flex-shrink:0;display:inline-flex;align-items:center;gap:3px;padding:5px 12px;border-radius:20px;font-size:12px;font-weight:500;color:rgba(255,255,255,0.75);background:transparent;border:1px solid transparent;text-decoration:none;white-space:nowrap;transition:all 0.15s;}
.nav-chip:hover{background:rgba(255,255,255,0.1);color:#fff;}
.nav-chip.active{background:#ffffff;color:#1e3a8a;font-weight:700;border:1px solid rgba(255,255,255,0.5);}

/* ── Stat card colour system ── */
.stat{background:var(--accent);border-radius:8px;padding:14px;text-align:center;min-width:0;overflow:hidden;}
.stat .val{font-size:1.15rem;font-weight:700;color:var(--primary);word-break:break-all;overflow-wrap:break-word;}
.stat .lbl{font-size:11px;color:var(--muted);margin-top:3px;overflow:hidden;text-overflow:ellipsis;white-space:nowrap;}

/* Full-width stat = Maturity Value / Final Amount */
.stat.full{
  grid-column:1/-1 !important;
  background:linear-gradient(135deg,#1e3a8a,#172554) !important;
  border:none !important;
}
.stat.full .val{color:#fff !important;font-size:1.5rem !important;font-weight:800 !important;}
.stat.full .lbl{color:rgba(255,255,255,0.75) !important;font-weight:500 !important;}

/* Green stat = Gains / Wealth Gained */
.stat.green .val{color:var(--success) !important;font-weight:800 !important;}
.stat.green .lbl{color:#166534 !important;font-weight:600 !important;}

/* Orange stat = Costs / Interest */
.stat.orange .val{color:var(--warning) !important;font-weight:700 !important;}
.stat.orange .lbl{color:#92400e !important;font-weight:600 !important;}

/* Red stat = Debt totals / loss values */
.stat.red .val{color:var(--danger) !important;font-weight:700 !important;}

/* Inline gain/loss used in tables */
.gain-val{color:#16a34a;font-weight:700;}
.loss-val{color:var(--danger);font-weight:700;}
.mode-toggle{width:100%;}
.mode-btn{min-width:0;white-space:normal;word-break:break-word;}

/* ── Container ── */
.container{max-width:1100px;margin:0 auto;padding:20px 16px;width:100%;}

/* ── Legacy footer (kept for backward compat) ── */
.footer{margin-top:48px;padding-top:24px;border-top:1px solid var(--border);text-align:center;font-size:13px;color:var(--muted);}
.footer a{color:#60a5fa;text-decoration:none;margin:0 8px;}
.footer a:hover{text-decoration:underline;}

/* ── Global site footer — always dark ── */
.site-footer{background:#050e1d;border-top:1px solid rgba(255,255,255,0.06);margin-top:48px;width:100%;}
.sf-inner{max-width:1100px;margin:0 auto;padding:30px 20px 22px;}
.sf-top{display:flex;align-items:flex-start;justify-content:space-between;flex-wrap:wrap;gap:14px 24px;padding-bottom:22px;border-bottom:1px solid rgba(255,255,255,0.15);margin-bottom:20px;}
.sf-brand{font-size:.95rem;font-weight:800;color:#fff;text-decoration:none;white-space:nowrap;flex-shrink:0;}
.sf-brand img{display:block;border-radius:8px;}
.sf-nav{display:flex;flex-wrap:wrap;gap:4px 14px;}
.sf-nav a{font-size:12.5px;color:rgba(255,255,255,0.72);text-decoration:none;transition:color .15s;}
.sf-nav a:hover{color:#fff;}
.sf-disc{display:flex;gap:10px;align-items:flex-start;font-size:12px;line-height:1.8;color:rgba(255,255,255,0.75);background:rgba(255,255,255,0.07);border:1px solid rgba(255,255,255,0.15);border-radius:10px;padding:13px 16px;margin-bottom:18px;}
.sf-disc-icon{font-size:14px;flex-shrink:0;margin-top:1px;}
.sf-disc strong{color:#fff;font-weight:600;}
.sf-copy{font-size:12px;color:rgba(255,255,255,0.45);text-align:center;}
@media(max-width:640px){
  .sf-top{flex-direction:column;}
  .sf-nav{gap:6px 12px;}
}

/* ── Mobile nav responsive ── */
@media(max-width:780px){
  .sitenavbar-inner{flex-wrap:nowrap;}
  .sitenav-links{display:none;}
  .nav-hamburger{display:flex;}
  .nav-chips{display:flex;}
  body{font-size:16px;}
  h1{font-size:1.45rem !important;}
  h2{font-size:1.1rem !important;}
  p{font-size:15px;}
  .container{padding:12px;}
  .card{padding:18px;}
  .stat .val{font-size:1.35rem;}
  .stat .lbl{font-size:13px;}
  .field input[type=number],.field select{font-size:16px;padding:12px;}
  .field label{font-size:14px;}
  .field .hint{font-size:12px !important;}
  .btn-primary{font-size:16px;padding:14px;border-radius:10px;}
  .info-grid{grid-template-columns:1fr 1fr;}
  .field-row select{font-size:16px;padding:12px;}
  thead th,tbody td,tfoot td{padding:8px;}
  .table-wrap{font-size:13px;}
}
@media(max-width:480px){
  h1{font-size:1.25rem !important;}
  .stat .val{font-size:1.4rem;}
  .info-grid{grid-template-columns:1fr;}
}

/* ── Common page components ── */
.hero-badge{display:inline-block;background:rgba(30,106,255,0.15);color:#60a5fa;border:1px solid rgba(30,106,255,0.3);border-radius:999px;padding:5px 16px;font-size:13px;font-weight:600;letter-spacing:0.03em;margin-bottom:16px;}
.card.blue{background:linear-gradient(135deg,#172554,#1e3a8a);border:none;color:#fff;}
.card.blue h2{color:#fff;}
.card.blue p{color:rgba(255,255,255,0.8);margin-bottom:14px;}
.card.blue p:last-child{margin-bottom:0;}
.card.blue p strong{color:#fff;}
blockquote{border-left:4px solid var(--primary);padding:12px 20px;margin:20px 0;background:var(--accent);border-radius:0 8px 8px 0;font-style:italic;color:var(--text);font-size:1rem;line-height:1.6;}
.badge-live{background:#dcfce7;color:#16a34a;}
.badge-soon{background:#fef9c3;color:#a16207;}

/* ── Page hero banner (calculator pages) — always dark ── */
.page-hero{background:#07152B;border-bottom:1px solid rgba(255,255,255,0.07);padding:36px 0 28px;}
.page-hero h1{font-size:1.75rem;font-weight:800;color:#fff;margin-bottom:8px;line-height:1.2;}
.page-hero p{color:rgba(255,255,255,0.5);font-size:14px;max-width:600px;line-height:1.6;}
.page-hero-inner{max-width:1100px;margin:0 auto;padding:0 20px;}

/* ── Calculator components ── */
.page-header{margin-bottom:20px;}
.page-header h1{font-size:1.5rem;font-weight:700;color:var(--primary);}
.page-header p{color:var(--muted);font-size:13px;margin-top:4px;}
.grid{display:grid;grid-template-columns:360px 1fr;gap:16px;}
@media(max-width:780px){.grid{grid-template-columns:1fr;}}
.card{background:var(--card);border:1px solid var(--border);border-radius:12px;padding:20px;}
.card+.card{margin-top:16px;}
.field{margin-bottom:16px;}
.field label{display:block;font-weight:500;margin-bottom:5px;font-size:13px;color:var(--muted);}
.field input[type=number],.field select{width:100%;padding:8px 12px;border:1px solid var(--border);border-radius:8px;font-size:14px;outline:none;transition:border-color 0.2s;background:#F9FAFB;color:var(--text);}
.field input:focus,.field select:focus{border-color:var(--primary);}
.field .hint{font-size:11px;color:var(--muted);margin-top:3px;}
.field-row{display:flex;align-items:center;gap:8px;}
.field-row input{flex:1;}
input[type=range]{width:100%;height:4px;accent-color:var(--primary);cursor:pointer;margin-top:6px;}
.btn-primary{width:100%;padding:11px;background:var(--primary);color:#fff;border:none;border-radius:8px;font-size:14px;font-weight:600;cursor:pointer;transition:background 0.2s;margin-top:4px;}
.btn-primary:hover{background:var(--primary-dark);}
.summary-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:10px;margin-bottom:16px;}
.chart-wrap{position:relative;margin:16px 0;}
table{width:100%;border-collapse:collapse;font-size:13px;}
thead th{background:var(--accent);color:var(--primary);font-weight:600;padding:10px 12px;text-align:right;position:sticky;top:0;}
thead th:first-child{text-align:left;}
tbody tr:nth-child(even){background:#fafafa;}
tbody td{padding:8px 12px;border-bottom:1px solid var(--border);text-align:right;color:var(--text);}
tbody td:first-child{text-align:left;font-weight:500;}
tfoot td{padding:10px 12px;font-weight:700;background:var(--accent);color:var(--text);text-align:right;border-top:2px solid var(--border);}
tfoot td:first-child{text-align:left;}
.seo-section{margin-top:32px;}
.seo-section h2{font-size:1.15rem;font-weight:700;color:var(--text);margin-bottom:10px;}
.seo-section p{color:var(--prose);line-height:1.7;margin-bottom:12px;font-size:14px;}
.info-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:16px;margin:16px 0;}
.info-card{background:var(--card);border:1px solid var(--border);border-radius:10px;padding:18px;}
.info-card h3{font-size:0.95rem;font-weight:600;color:var(--primary);margin-bottom:8px;}
.info-card p{font-size:13px;color:var(--prose);margin:0;line-height:1.6;}